::economics::

[oleh: cahaYa petuNjuk]
buka2 je yahoo news.. banyak benor berita terkini pasal us. obama. debt. budget cut etc. trus teringat zaman study dlu. asal ade je citer menarik, memang kene trus study.. if tak, alamatnye kene la dgn prof dlm klas.. da la klas memang berjalan sebab discussion hal ehwal semasa. if taktau, memang rase cam '''''apebende la budak2 ni sembangkan'''' @ [katak bawah tempurung]


beberapa petikan menarik...

"The difference (between 2008 and now) is that this is not only a currency and banking crisis, you have now a currency, banking and sovereign crisis," said Sylvain Broyer, analyst at European financial firm Natixis

klik sini --> yahoo news

"Congress needed to extend the country's $14.3 trillion debt ceiling before Tuesday, August 2, the date the Treasury Department would begin running out of cash to cover the country's bills. But Republicans and Democrats were deadlocked"

klik sini --> yahoo news jugak

satu fakta menarik pasal economy us adelah tang national debt @ hutang nyer. melampau habis. tak pernah2 menurun. sentiasa menaik. sampai la ni dah ade 'MATA TERKUMPUL' [ala2 kumpul point bonuslink @ realrewards] sampai ke $14.3 trillion........ pergghhhh~ taktau cane nak kire tah. trillion tu dah berapa banyak sifarnyer. tak caye? leh rujuk ngan detail betapa sentiasa menaiknya '''mata terkumpul''' ni kat sini --> us-historical debt outstanding

if bounslink takpe gak, leh claim hadiah ke kan. ni hutang menimbun mcm 'menabung' hutang. makin lama jadi bukit.

dah pasai pa la jadi camtu? sebab suka yg amat berhutang kot? kan statement yg diquote atas ni ade citer pasai debt ceiling. bende ni, bile di extend, maksudnya... u.s. membenarkan @ meng-positifkan ekonominya dgn mengatakan statement ala2 camni -->

''ala, $14.3 trillion tu kite boleh cover lagi.. jgn risau...boleh hutang lagi, limit hutang dinaikkan. kerajaan boleh berhutang ngan central bank lagi utk spend money kat rakyat. supaya rakyat berbelanja dan menaikkan pertumbuhan ekonomi" ~

nampak tak? blom lagi? u.s. national debt sentiasa meninggi sebab:

kerajaan sendiri nak kurangkan hutang tu, BERHUTANG ngan central bank. bile nak langsaikan hutang - dgn hutang jugak- tu yg jadi DOUBLE PROSPERITY BURGER. eh bukan =D tu yg jadi double2 hutang. [naik lagi national debt] tak ke mata terkumpul namanyer tu. nak settlekan hutang, gune hutang. dah tu yg keduanya, pasal interest yg tinggi utk pemiutang. mata terkumpul makin membukit sebab campur ngan interest rate.

asal teringat u.s. nyer natinal debt je, alg akan teringat saranan prof yg mengajar dlu. prof tu sampai dah malas nak cakap dah. sebab takde org nak dgr. satu je solution yg praktikal. nak dicomparekan dgn menyelesaikan hutang dgn hutang, adelah dgn DEBT RELIEVE

"Without debt relieves, my prediction is that, firstly the world would experience serious inflation in the coming years, affecting all economies, with the poor nations being the hardest hit. Price of all commodities, including grains like rice and wheat, can be expected to skyrocket even though the recession itself may bring down the price of things like properties, cars, financial assets etc. Secondly, the crisis would continue to spread worldwide"

klik --> Prof Kameel [pejuang gold dinar]

prof dah bercakap pasal ni sejak tahun bila tah. taPI sebab takde penyelesaian yg mengambil kire debt relieve... sampai la ni... masalah hutang us tak selesai2. debt relieve yg prof maksudkan adalah dgn melepaskan @ meng-cancelkan je hutang2 yg ada sebab interest tu. mereka2 yg berhutang ni [gov ke, household ke, business ke] just bayar principal amount je. Pinjam $1million, bayaq la balik $1million. tak perlu la runsing2 nak cari jalan camne nak settlekan hutang2 yg disebabkan interest tu. sebab nilai tu tak wujud pun snanyer. [pinjam $1million, sibuk nak pikir camne nak suh peminjam settlekan $1.5million]. dah dalam krisis kan. slesaikan je lah mana yg penting dlu. at least bernafas jugak ekonomi tu.

kenapa kite perlu kisah? sebab last2 effectnyer kene kat kite jugak. tak kire ape pon profesion kite...., ekonomi berkait dgn smua org. effectnyer mampu menjejaskan semua org. lagi2 yg dlm kategori 'miskin bandar'. susah nak bernafas bile sumer bende naik rege[harga]

fuh. lama gak tak cakap nada ekonomi. asek cakap nada ustazah je. hehe. puas hati. =)
disertakan dalil berkenaan konsep yg berkait dgn debt relieve @ qard hasan. details qard hasan, boleh rujuk encik google =) wallahua'lam~

"siapakah yang mau memberi pinjaman kepada Allah, pinjaman yang baik (menafkahkan hartanya di jalan Allah), Maka Allah akan meperlipat gandakan pembayaran kepadanya dengan lipat ganda yang banyak. dan Allah menyempitkan dan melapangkan (rezki) dan kepada-Nya-lah kamu dikembalikan" [2:245]

"It is reported that the Prophet (saw) said, "in the night of the journey, I saw on the gate of heaven written, 'reward for sadakah is ten times and reward for qard al-hasan is eighteen times'. So, I asked the angel, how is it possible? The angel replied, "Because beggar who asked had already had something but a loanee did not ask for loan unless he was in need." [Ibn Hisham & Ibn Majah]

"hadith reported by Abu Hurairah (R), the Prophet (s.a.s) said, "whoever relieves a believer from a difficulty in this world, Allah will relieve him from his difficulty and Allah will facilitate him in this world and world hereafter." [Muslim]